tapukakababa
01-10 01:12 PM
^^^
wallpaper Megan Fox Curly Hair
hazishak
09-16 10:00 AM
bump^^
smisachu
08-16 11:49 PM
I just checked my online status one last time for the day; since the USCIS website was down all day. Usually its the same status but now I saw a LUD in today�s date. I checked the case status and both me and my wife have the Card Production Status:D
No emails or text just the update. Called the phone number and got the same message that the card has been ordered.
Its been a very long journey very similar to many here. Its been almost 11 years to a month since we came to this country and had to go through 2 applications to finally reach here. Sacrificed career for the sake of the GC and was at my wits ends with this long wait. Thanks to the almighty the road from here is hopefully green:)
Friends, IV�ians and fellow sufferers,
Today we received our physical Green card; 63 years since my motherland got her freedom I got mine. Its been a long journey and I am glad that I can shut this chapter and go on to the next..
First of all let me tell you that the mail that you get the card is as incognito as they come. Its not in the USCIS envelope, looks almost like a credit card offer. Wife was almost going to shred it but felt the card and opened it :). Its actually green. With the date of birth mentioned a gazillion times. Magnetic strip, hologram and all that kind of jazzy stuff. I have no freaking clue where they got the picture from, its not what I submitted with the I485. It should be the one they took while finger printing in 2007.
Finally I popped the cork off a bottle of Champagne that I have been saving for this occasion and have taken more than a few morsel sips of the bubbly. (please pardon any excesses I might make in this post :D). Now I can chart out my career as I want to with no constraints to cap my potential. I can attain full self actualization in whatever I decide to do and also hopefully contribute more to society both here in my karma bhoomi and back in India my janma bhoomi.
If I may paraphrase Jawaharlal Nehru � when the world sleeps (its 12:45AM eastern); I awaken� !!
I have contributed both financially and with my time to IV. I will continue to do so. I wish all of you the very best and hope the ones waiting in get their GC soon. Keep the faith.
No emails or text just the update. Called the phone number and got the same message that the card has been ordered.
Its been a very long journey very similar to many here. Its been almost 11 years to a month since we came to this country and had to go through 2 applications to finally reach here. Sacrificed career for the sake of the GC and was at my wits ends with this long wait. Thanks to the almighty the road from here is hopefully green:)
Friends, IV�ians and fellow sufferers,
Today we received our physical Green card; 63 years since my motherland got her freedom I got mine. Its been a long journey and I am glad that I can shut this chapter and go on to the next..
First of all let me tell you that the mail that you get the card is as incognito as they come. Its not in the USCIS envelope, looks almost like a credit card offer. Wife was almost going to shred it but felt the card and opened it :). Its actually green. With the date of birth mentioned a gazillion times. Magnetic strip, hologram and all that kind of jazzy stuff. I have no freaking clue where they got the picture from, its not what I submitted with the I485. It should be the one they took while finger printing in 2007.
Finally I popped the cork off a bottle of Champagne that I have been saving for this occasion and have taken more than a few morsel sips of the bubbly. (please pardon any excesses I might make in this post :D). Now I can chart out my career as I want to with no constraints to cap my potential. I can attain full self actualization in whatever I decide to do and also hopefully contribute more to society both here in my karma bhoomi and back in India my janma bhoomi.
If I may paraphrase Jawaharlal Nehru � when the world sleeps (its 12:45AM eastern); I awaken� !!
I have contributed both financially and with my time to IV. I will continue to do so. I wish all of you the very best and hope the ones waiting in get their GC soon. Keep the faith.
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logiclife
06-15 02:32 PM
Hi Friends,
I am really sick and tired of my attorney. He is making money out of immigrants but he does not like immigrants based on our dicussion.
I think we are very well educated and can easily take care of 485 filing.
My attorney will charge me at least $3000 for it although I got his referral from AILA. On top of that he delays filing my PERM and 140 and having serious attitude problem.
I can easily take care of 485 filing by myself.
My only and great concern is- Is my attorney can screw up my GC processing if I fire him and file 485 on my own?
Your Thoughts..
Thanks!
I doubt that the lawyer would purposely hurt a former client. Its not just unethical, its really malpractice. And its not like lawyers done get fired and they cant handle getting fired.
However, please do make sure that you have all documents that you need to do your own 485 filing. If there are some documents like 140 approval or other stuff that only he has, then you will have to get it out of him, which he just might delay (a little) in case if he is an absolute nut job.
For me, I dont care what the lawyer thinks of immigrants as long as the job is done in a TIMELY manner without mistakes. If he hates immigrants and votes for Jeff Sessions, I dont care about it. All I want is TIMELINESS and ERROR FREE job. After that, he can hate anyone he wants and stick pins in voodoo dolls of immigrants.
I am really sick and tired of my attorney. He is making money out of immigrants but he does not like immigrants based on our dicussion.
I think we are very well educated and can easily take care of 485 filing.
My attorney will charge me at least $3000 for it although I got his referral from AILA. On top of that he delays filing my PERM and 140 and having serious attitude problem.
I can easily take care of 485 filing by myself.
My only and great concern is- Is my attorney can screw up my GC processing if I fire him and file 485 on my own?
Your Thoughts..
Thanks!
I doubt that the lawyer would purposely hurt a former client. Its not just unethical, its really malpractice. And its not like lawyers done get fired and they cant handle getting fired.
However, please do make sure that you have all documents that you need to do your own 485 filing. If there are some documents like 140 approval or other stuff that only he has, then you will have to get it out of him, which he just might delay (a little) in case if he is an absolute nut job.
For me, I dont care what the lawyer thinks of immigrants as long as the job is done in a TIMELY manner without mistakes. If he hates immigrants and votes for Jeff Sessions, I dont care about it. All I want is TIMELINESS and ERROR FREE job. After that, he can hate anyone he wants and stick pins in voodoo dolls of immigrants.
more...
abuddyz
02-12 05:01 AM
I am also stuck in PIMS.. here are my details
H1 renewal and change of employer
H1 approved in March 2007
Service center: WAC
Visa appointment on Feb 11 at mumbai
Documents submitted to VFS on Jan 28
On feb 11 I went to consulate and it was a long wait.. overall it took 3 hours to finish everything. When I went inside they handed over my application to me and I noticed that "Not in" was written on my DS156 form on top right corner box. here is the communication with IO
IO: so you are working for xyz company.
me: yes
IO: what are you doing for them
me: explained my role and skills
IO: are you working inhouse or at client place
me: gave client name and details
IO: till which date you are going to work for this client
me: gave details
IO: everything looks fine in your case but similar to what I have told everyone else due to the new system we need to verify your data and it will take about a week for that. (and then he wrote PIMS on my form)
me: I have a return ticket on so and so date...... can I expect before that.
IO: your case is pending only for the online verification unlike other administrative processing so it should take about a week so you should be fine.
he then gave passport back with some envelop and also one yellow paper by selecting following option in that paper
"when administrative processing is completed on your case, you will be contacted and requested to submit your passport, this letter and the accompanying envelope to the nearest VFS office."
though he selected this option, he specifically wrote PIMS on my form.
Note that PIMS problem was there for lot of cases on that day as he explicitly told me that he had to do this for lot of cases.
H1 renewal and change of employer
H1 approved in March 2007
Service center: WAC
Visa appointment on Feb 11 at mumbai
Documents submitted to VFS on Jan 28
On feb 11 I went to consulate and it was a long wait.. overall it took 3 hours to finish everything. When I went inside they handed over my application to me and I noticed that "Not in" was written on my DS156 form on top right corner box. here is the communication with IO
IO: so you are working for xyz company.
me: yes
IO: what are you doing for them
me: explained my role and skills
IO: are you working inhouse or at client place
me: gave client name and details
IO: till which date you are going to work for this client
me: gave details
IO: everything looks fine in your case but similar to what I have told everyone else due to the new system we need to verify your data and it will take about a week for that. (and then he wrote PIMS on my form)
me: I have a return ticket on so and so date...... can I expect before that.
IO: your case is pending only for the online verification unlike other administrative processing so it should take about a week so you should be fine.
he then gave passport back with some envelop and also one yellow paper by selecting following option in that paper
"when administrative processing is completed on your case, you will be contacted and requested to submit your passport, this letter and the accompanying envelope to the nearest VFS office."
though he selected this option, he specifically wrote PIMS on my form.
Note that PIMS problem was there for lot of cases on that day as he explicitly told me that he had to do this for lot of cases.
IneedAllGreen
06-29 03:42 PM
I think Matthew Oh should closed his site to do some actual work.
http://www.immigration-law.com/Canada.html
6/29/2007: EB-Visa Number Retrogression?
* There is a rumor going around that the State Department will issue a revised Visa Bulletin for July 2007 next Monday (July 2) or Tuesday (July 3) and that it may show retrogression of some or all EB categories, very likely to the point of unavailable for the month of July! Please stay tuned.
http://www.immigration-law.com/Canada.html
6/29/2007: EB-Visa Number Retrogression?
* There is a rumor going around that the State Department will issue a revised Visa Bulletin for July 2007 next Monday (July 2) or Tuesday (July 3) and that it may show retrogression of some or all EB categories, very likely to the point of unavailable for the month of July! Please stay tuned.
more...
chanduv23
03-25 02:35 PM
Mark's previous suggestion works fine in such scenarios. Do not mention the word "EAD" before hand.Do not mention H1 even. Do not try to even discuss EAD/H1 etc... As long as requirement allows Green card and where ever it is required for you to mention work status, jot down " Elligible to work for any US employer in USA". That would work. After interview, if they select submit EAD as a proof. At that moment they will not be able to deny that as a work status proof.
Note: Other thing I experienced is using the word "Work Permit" in place
of "EAD" makes things easy for everybody.
Right, we must avoid the word as much as possible. But then a lot of reqruiters and HRs now seem to educate themselves about the whole EAD thing and seem to be absolutely fine with the EAD.
Note: Other thing I experienced is using the word "Work Permit" in place
of "EAD" makes things easy for everybody.
Right, we must avoid the word as much as possible. But then a lot of reqruiters and HRs now seem to educate themselves about the whole EAD thing and seem to be absolutely fine with the EAD.
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optimystic
03-26 02:04 PM
Just a silly question popped up in my mind...
Doesn't DOL have a directive telling employers, they have to try to recruit US Citizens first, and only if they do not find properly qualified US Citizens they can go on to search for people having 'other work authorizations' . Isn't that the whole basis for the approval of our Labor certifications in the first place???
So can the employers not use that directive as a legal loophole and try to prescreen the candidates and ask them whether they are US Citizens or GC or EAD or H1 and so on... as a hidden ploy to figure out whether you are GC or EAD while externally they can still put on a facade that they are just strictly following the legal directives that DOL has laid out?
Doesn't this 'Try to hire US Citizens first' policy of DOL in total contradiction with the I9 statement of 'no discrimination based on work authorization' ???? I am a bit confused here :confused:
Doesn't DOL have a directive telling employers, they have to try to recruit US Citizens first, and only if they do not find properly qualified US Citizens they can go on to search for people having 'other work authorizations' . Isn't that the whole basis for the approval of our Labor certifications in the first place???
So can the employers not use that directive as a legal loophole and try to prescreen the candidates and ask them whether they are US Citizens or GC or EAD or H1 and so on... as a hidden ploy to figure out whether you are GC or EAD while externally they can still put on a facade that they are just strictly following the legal directives that DOL has laid out?
Doesn't this 'Try to hire US Citizens first' policy of DOL in total contradiction with the I9 statement of 'no discrimination based on work authorization' ???? I am a bit confused here :confused:
more...
mchundi
09-19 04:27 PM
i am waiting too, for the full month of june my attorney was sitting on my case not filing it as they were busy preparing the doc's for the july filers, finally they filed on july 2.
finally i received my(and my wife's) FP notice. My ND is Aug 14th and it is from NSC(not CSC). I(my lawyer) never received my Receipt notice.
finally i received my(and my wife's) FP notice. My ND is Aug 14th and it is from NSC(not CSC). I(my lawyer) never received my Receipt notice.
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guest_mister_08
08-16 03:44 PM
I got CPO email on 08/12/2010, after that there is no status change online. Will there be any status change online? or just wait for 485 Approval Notice by mail
more...
TomPlate
01-08 01:21 PM
Already send IV. Success is near us and lets champaign.
kum kum kum kumala. I have hand written and water coloured with nice pictures.
Immigration is Power.
kum kum kum kumala. I have hand written and water coloured with nice pictures.
Immigration is Power.
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thakurrajiv
11-21 07:55 AM
I was asking for Ideas.. it is not just Kumar or some more people giving an idea that one should leave the house if the value of the house has gone down and now you have to move because of ur job and it is hard selling ur house where u may have to bear a loss ..
I already had conversation with american people ( not any desi's) in my office and they also had the same opinion as to leave a house if u have to leave because of job..
U tell me how wise it is to give a loan to a person without a down payment..The reason i said that other people are stupid is because.. i took an ARM loan of 5 years,, where i knew that i am not going to live in the house for more than 3 years and will later sell it..and there are people who knew that they are going to stay in the same house for more than their ARM period.. but didnt realize that they wont be able to make payment once the rate is re-adjusted.. i am calling those people's decision as stupid..
about me making a bad decision about buying a house.. well not 2 years ago..
i can sell the house for a loss of may be 20,000.. but why should i pay that money from my pocket.. i can keep that in my savings account and use it in my bad time..
Well you seem to have same attitude problem as others in this situation. When people were making profit they were thankful, and now banks/system is there to blame.
Let's see how you are not different from those "stupid" people. Keyword here is "greed". You got greedy and bought house bcoz it will appreciate. People who knew they will be living for more than 5 yrs got ARM bcoz they have to pay less/month(max. leverage), house will appreciate and/or they can refinance when time comes. Do you see any similarity ??? So please stop using derogatory words like "stupid". Banks were lending bcoz they were greedy. All the parties have one thing in common greed.
Ok, coming back to your case. I do not have any experience with foreclosure. From your post it seems like you are losing $20k. Well this does not seem a very big amount. Consider the impact of foreclosure, bad credit will mean you will not get any loan. It will be tough to get auto or any other credit. You carry risk with background checks. I think the lending standards will get tough going forward which means you don't know for how long you will not qualify for home. In my opinion, if you have 20k and it is matter of losing some savings, not going to foreclosure looks better option.
I hope you will learn to own up to your own mistakes, it will only make you better person in life. Good luck.
I already had conversation with american people ( not any desi's) in my office and they also had the same opinion as to leave a house if u have to leave because of job..
U tell me how wise it is to give a loan to a person without a down payment..The reason i said that other people are stupid is because.. i took an ARM loan of 5 years,, where i knew that i am not going to live in the house for more than 3 years and will later sell it..and there are people who knew that they are going to stay in the same house for more than their ARM period.. but didnt realize that they wont be able to make payment once the rate is re-adjusted.. i am calling those people's decision as stupid..
about me making a bad decision about buying a house.. well not 2 years ago..
i can sell the house for a loss of may be 20,000.. but why should i pay that money from my pocket.. i can keep that in my savings account and use it in my bad time..
Well you seem to have same attitude problem as others in this situation. When people were making profit they were thankful, and now banks/system is there to blame.
Let's see how you are not different from those "stupid" people. Keyword here is "greed". You got greedy and bought house bcoz it will appreciate. People who knew they will be living for more than 5 yrs got ARM bcoz they have to pay less/month(max. leverage), house will appreciate and/or they can refinance when time comes. Do you see any similarity ??? So please stop using derogatory words like "stupid". Banks were lending bcoz they were greedy. All the parties have one thing in common greed.
Ok, coming back to your case. I do not have any experience with foreclosure. From your post it seems like you are losing $20k. Well this does not seem a very big amount. Consider the impact of foreclosure, bad credit will mean you will not get any loan. It will be tough to get auto or any other credit. You carry risk with background checks. I think the lending standards will get tough going forward which means you don't know for how long you will not qualify for home. In my opinion, if you have 20k and it is matter of losing some savings, not going to foreclosure looks better option.
I hope you will learn to own up to your own mistakes, it will only make you better person in life. Good luck.
more...
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seekerofpeace
10-05 08:28 PM
Folks,
Today at 2:03 PM EST I received the coveted CPO mail for my wife. I was approved on Sept 3rd and was the primary and I have not yet received the CPO as there is Biometrics issue, my wife had the same issue but the vagaries of USCIS which is worse than Indian monsoon...
I wish Caliguy, Fatjoe, Apb and many others who are at or older than my PD get their approval soon. If I can be of assistance in any way to you guys please let me know....My wife her case was separated from me and I was worried that it fell thru the cracks..but my persistence with all the channels especially congressional and POJ I guessed did it.
Not that you guys are leaving any stone unturned but just keep trying...
She was at initial review stage till Oct 2nd and not preadjudicated and separated from primary case and bingo on 5th she jumped to CPO...
You really never know...
Take care and I'll still be visiting IV and commenting and helping out..
SoP
Today at 2:03 PM EST I received the coveted CPO mail for my wife. I was approved on Sept 3rd and was the primary and I have not yet received the CPO as there is Biometrics issue, my wife had the same issue but the vagaries of USCIS which is worse than Indian monsoon...
I wish Caliguy, Fatjoe, Apb and many others who are at or older than my PD get their approval soon. If I can be of assistance in any way to you guys please let me know....My wife her case was separated from me and I was worried that it fell thru the cracks..but my persistence with all the channels especially congressional and POJ I guessed did it.
Not that you guys are leaving any stone unturned but just keep trying...
She was at initial review stage till Oct 2nd and not preadjudicated and separated from primary case and bingo on 5th she jumped to CPO...
You really never know...
Take care and I'll still be visiting IV and commenting and helping out..
SoP
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apnair2002
02-04 04:10 PM
Since January 2006, the nation's Capital has been fairly quite on immigration news for a number of reasons. Firstly, the comprehensive immigration reform legislative bills were planned to be tabled in February 2006, but reportedly this has been pushed off until March 27, 2006. Secondly, the New Director of Citizenship and Immigration Services took office last months. Additionally, the career immigration benefits leader, William Yates, retired and new acting director took over the immigration benefits management responsibility. Understandably, when the heads of the organization change, pending review of the policies and directions, the organization's activities on policy making usually remain on halt.
As opposed to the immigration benefits issues, there have been flurry of news coming out of all sources throughout the country relating to the immigration enfocement and border security initiatives. There are sporatic and increasing reports that ICE has swifted the enforcement policy from leniency to reinforcement over the illegal aliens despite its inability to keep up with expanding detenion facilities to house the detained illegal aliens. The ICE has just announced that it will cease the practice of arrest and return of the border crossers and enforce detention of such border crossers. There were reports that ICE officials stopped certain traffics in certain locations in Minnesota to demand legal documents and enforced illegal immigration action against the detected illegal aliens.
Until the immigration legislative activities are recharged and energized and the new CIS Director has a handle on the immigration benefits policy and management direction, it is expected that the nation's capital may remain in low key for a while when it comes to the employment-based immigration.
source http://www.immigration-law.com/
As opposed to the immigration benefits issues, there have been flurry of news coming out of all sources throughout the country relating to the immigration enfocement and border security initiatives. There are sporatic and increasing reports that ICE has swifted the enforcement policy from leniency to reinforcement over the illegal aliens despite its inability to keep up with expanding detenion facilities to house the detained illegal aliens. The ICE has just announced that it will cease the practice of arrest and return of the border crossers and enforce detention of such border crossers. There were reports that ICE officials stopped certain traffics in certain locations in Minnesota to demand legal documents and enforced illegal immigration action against the detected illegal aliens.
Until the immigration legislative activities are recharged and energized and the new CIS Director has a handle on the immigration benefits policy and management direction, it is expected that the nation's capital may remain in low key for a while when it comes to the employment-based immigration.
source http://www.immigration-law.com/
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pictures Megan Fox Hairstyle
crazyghoda
06-18 09:43 AM
Hilarious!!! :D:D:D
On a more practical note, I would lawyer up, collect evidence, spin up a multi-million dollar lawsuit, and use settlement money to sip MaiTai on some beach in Lanai, while the harasser gets to suck on cock-meat sandwiches in the nearest penitentiary.
C'mon grow a penis!
On a more practical note, I would lawyer up, collect evidence, spin up a multi-million dollar lawsuit, and use settlement money to sip MaiTai on some beach in Lanai, while the harasser gets to suck on cock-meat sandwiches in the nearest penitentiary.
C'mon grow a penis!
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maru
10-16 02:35 PM
all cks for 485, AP and EAD cashed yesterday for me, husband and 2 sons. july 2nd filer, filed at NSC,r mikels, 9:54 am. goodluck to the rest still waiting...
more...
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tempy
09-15 08:01 AM
I was wondering why the status went backwards (from CPO to Decision) and if that that is a normal process.
Thanks,
I got one more email with the update (this is third email with the same staus "CPO"). This time I have SLUD on EAD and AP also. Here is the email...
Application Type: I485 , APPLICATION TO REGISTER PERMANENT RESIDENCE OR TO ADJUST STATUS
Your Case Status: Card/ Document Production
On September 14, 2010 we mailed the document to the address we have on file. You should receive the new document within 30 days. If you do not, or if you move before you get it, call customer service at 1-800-375-5283.
My wife received here Welcome letter but I did not get one yet. Here is my timeline...
09/08/2010 - CPO emails for self and wife
09/09/2010 - Got emails updating the status to Decision for self and wife
09/10/2010 - Standard CPO email to self
09/11/2010 - Wife got the welcome letter (I-797) by USPS
09/15/2010 - CPO email to self with the new message (Document sent to address on file)
Still waiting for cards in hand.
Thanks,
Tempy
Thanks,
I got one more email with the update (this is third email with the same staus "CPO"). This time I have SLUD on EAD and AP also. Here is the email...
Application Type: I485 , APPLICATION TO REGISTER PERMANENT RESIDENCE OR TO ADJUST STATUS
Your Case Status: Card/ Document Production
On September 14, 2010 we mailed the document to the address we have on file. You should receive the new document within 30 days. If you do not, or if you move before you get it, call customer service at 1-800-375-5283.
My wife received here Welcome letter but I did not get one yet. Here is my timeline...
09/08/2010 - CPO emails for self and wife
09/09/2010 - Got emails updating the status to Decision for self and wife
09/10/2010 - Standard CPO email to self
09/11/2010 - Wife got the welcome letter (I-797) by USPS
09/15/2010 - CPO email to self with the new message (Document sent to address on file)
Still waiting for cards in hand.
Thanks,
Tempy
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srinivasj
04-06 01:53 PM
Hi,
I am a one time donor of $50 and not able to view the donor threads. If there is some extra step to be done by Admin for my User ID to grant permission or i don't qualify to view this thread. if i am not qualified what is the minimum qualification?
IV changed the policy....you can get donor access only if you sign up for recurring donation..hope that helps..
I am a one time donor of $50 and not able to view the donor threads. If there is some extra step to be done by Admin for my User ID to grant permission or i don't qualify to view this thread. if i am not qualified what is the minimum qualification?
IV changed the policy....you can get donor access only if you sign up for recurring donation..hope that helps..
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Saralayar
01-11 11:18 PM
After some days I don't see any discussion on this. Guys, take this seriously and come with a concrete idea of how to proceed with this idea...
sravani
05-17 03:15 PM
I got an RFE asking for my "Education Board Certificate". I was told that it is 10th or 12th pass certificate. Its been a long long time since i passed. Does anyone know or has any experience on getting a duplicate from CBSE Delhi?
Is there any workaround, i have US masters and they still need a 10/12th pass certificate.
I didn't experience getting a duplicate certificate, but I think you can try the following service to get such certificate.
http://yourmaninindia.com/cgi-bin/taskdisplay.cgi?catid=1&subid=4
Is there any workaround, i have US masters and they still need a 10/12th pass certificate.
I didn't experience getting a duplicate certificate, but I think you can try the following service to get such certificate.
http://yourmaninindia.com/cgi-bin/taskdisplay.cgi?catid=1&subid=4
punjabi77
11-20 02:26 PM
Correct me if I am wrong. If a person has a good paying job and if he decides to foreclose, isn't he responsible for the loss incurred by the bank. It is a different case if you have no income, but just because you lost money because of a wrong decision, how could you walk away free with just a dent in your credit history. Maybe I am missing something here.
BTW, I am not judging OP in any way, just curious with how foreclosures work as they make headlines everyday now.
Thanks for the feedback so far from people on this group.
Answering to the question about making bad decision and having a good job..well it is not my bad decision that has brought down the whole market but the banks and stupid people who took loan and didnt knew the consequences of ARM loans and then started filing for foreclosure.. because of those foreclosures the property rates have went down and i cannot get what i paid for the house.
if this whole mess was not there then anyone can find a good job and sell his house, if not profit then atleast with no loss..
i hope u got my point..
BTW, I am not judging OP in any way, just curious with how foreclosures work as they make headlines everyday now.
Thanks for the feedback so far from people on this group.
Answering to the question about making bad decision and having a good job..well it is not my bad decision that has brought down the whole market but the banks and stupid people who took loan and didnt knew the consequences of ARM loans and then started filing for foreclosure.. because of those foreclosures the property rates have went down and i cannot get what i paid for the house.
if this whole mess was not there then anyone can find a good job and sell his house, if not profit then atleast with no loss..
i hope u got my point..